Credit/Risk Analyst

Date: January 21, 2019

Location: Lekki

Description:

The Credit Risk Manager is responsible for setting limits, provisioning, scenario testing and stress testing. That is He/She is responsible for the credit risk processes. He/She is also responsible for bench-marking current risk practices against those stipulated within business units.Review strategic credit positions

Job Responsibilities
Assess Changes in Largest Exposures
Assess Counterparty Ratings
Review if there are any pending credits to be cleared by the chief credit officer or board
Review if there are any credit limit excesses
Review Credit Limits
Assess if provisions are up to date
Review if concentrations are within stipulated limits
Assess if all credit exposures are covered and mapped
Check for wrong way positions
Report all significant risks
Ensure credit risk reports reach all relevant parties
Discuss significant credit risks if any with top management
Conduct stress and scenario testing and analysis of portfolio at global levels
Ensure no relevant scenarios are missed in testing
Review past or anticipated changes in provisions
Review if any changes need to be made in specific provisions
Ensure all transactions have full and proper documentation
Review rating triggers and break clauses
Ensure credit protection is fully understood and utilized
Explore if there are any further possibilities of exploiting credit protection

Afmrecruit offers comprehensive benefits including: Competitive salaries, Paid time off: holidays, vacation and personal leave, Insurance: health, dental, and life, Educational assistance